Money Munchkids Terms and Conditions

By registering your child for our financial education course, thought Money Munchkids or a third party, you agree to all of the following terms and conditions.

Services Rendered

Money Munchkids provides the service of instructing an eight-hour course which teaches financial literacy for children five to eight years old. Money Munchkids provides all teaching materials including but not limited to activity sheets, writing/drawing utensils, and tools for instruction such as whiteboards, play money or other objects.

Money Munchkids goal is to help provide children with the necessary knowledge to have a sound foundation for their future. However, Parents/Guardians understand and acknowledge that by registering their child for a Money Munchkids financial literacy course Money Munchkids, despite our attempts, does not guarantee a successful future for their child, financial or otherwise.

Parental Consent

I certify that I am over the age of 18 and the parent or legal guardian of the child that I am registering to attend the Money Munchkids course. I agree that Money Munchkids may use the information it collects during registration and from performance data directly from my child’s performance on learning activities and assessments to help Money Munchkids improve or alter their services. Additionally, I agree that this data can be used, in an anonymous aggregated form, to build Money Munchkids statistical database.

Privacy agreement

At Money Munchkids, we strongly feel that children’s safety, which is related to privacy, is all-important. Money Munchkids service – providing an educational course on financial literacy– requires being able to identify the children such as child’s name, parents name, email addresses, phone numbers, etc. This information is never shared with any outside parties and is securely stored. The only contact information that is collected is for contacting parents. Money Munchkids will never seek to directly contact your children. Money Munchkids does not disclose any personal information to outside parties. Money Munchkids will not display or disclose and private information on any promotional material including brochures, fliers or our website.

Parents may volunteer the use of this information in the form of written or video testimonials.

Payment Options

If payment to Money Munchkids is required Money Munchkids accepts Cash, Personal Check, PayPal Payments, Visa, MasterCard, Discover, and American Express credit cards.

Special Offers

Money Munchkids may run special offers on our site from time to time. These offers are subject to change at any time. Pricing may vary and changes made by Money Munchkids become effective immediately.

Cancellation & Refunds

In the event that you with to cancel your child’s registration for a Money Munchkids course, you may do so without any fees or cancellation charges up to seven business days prior to the start date of the course. If you wish to cancel your child’s registration for a Money Munchkids course within seven business days of the start date of the course a refund will be provided for the registration cost of the course less a 20% cancellation fee.
If you wish to cancel your child’s registration for a Money Munchkids course within 2 business days of the start date of the course you forfeit the entire amount of the registration fee. This cancellation fee is applied/no refund is given due to your registration of a seat in the course which has a limited capacity and therefore your registration prevented the registration of another child as well as for the cost of leasing, printing, supplies etc.

Money Munchkids understands that unavoidable emergencies can occur. Therefore should an unavoidable emergency such as sudden illness, hospitalization, severe injury, motor vehicle accident, death of a loved one or other such incident occur you need simply provide some proof of such events occurrence and Money Munchkids may waive part or all of the 20% fee. However the degree of the fee waived is up to the instructor’s discretion.

Money Munchkids Reserves the right to cancel any course at any time for any reason. Should it be necessary to cancel a full course of the remaining of the course for any reason Money Munchkids will allow parents the options to a) receive a refund for the remaining amount of the course or b) choose not receive any refund and instead  choose to have a seat held for your child within the next available class without needed to pay any further fees to Money Munchkids.

Photo Release

By voluntarily registering your child for this course you agree and hereby authorize Money Munchkids permission to use the likeness of your child in photograph, video, animation, or any other artistic image in any and all of our publications, including but not limited to all Money Munchkids print and digital publications. You understand and agree that any photograph or other form of your Childs likeness will become property of Money Munchkids. As your child’s registration is voluntary you acknowledge that you, nor your child, will receive or request to receive any financial compensation for the use of your Childs likeness.

You irrevocably authorize Money Munchkids to edit, alter, copy, exhibit, publish or distribute photographs or any other form of your child’s likeness for the purposes of publicizing Money Munchkids programs or for any other related lawful purpose. In addition, you waive your right to inspect or approve the finished product, including written or electronic copy, wherein your Childs likeness appears. Additionally you waive any right to royalties or any other compensation arising or related to the use of the photograph or your Childs likeness.

You hereby hold harmless and release and forever discharge Money Munchkids from all claims, demands, and causes of action which you, or your heirs, representatives, executors, administrators or any other persons acting on you or your Childs behalf may have by this authorization.

If you wish to deny a photo release for your child you have the right to do so by submitting a Photo Release Denial Form prior to the end of the first class of the course. Once your child has completed the first class of the course it will be assumed that you have read and agree to all terms of the terms and conditions for this course.

Liability Waiver

During your Childs participation in the Money Munchkids financial literacy course you agree to the following:

  1. You and your child agree to observe and obey all posted rules and warnings and further agree to follow any oral instructions or directions given by Money Munchkids Instructors or employees, representatives or agents.
  2. You recognize that there are certain inherent risks associated with the activity and assume full responsibility for personal injury to yourself, your child, and applicable family members and further release and discharge Money Munchkids for any injury, loss, or damage arising out of your, your Childs or applicable family members presence regardless of which party is at fault.
  3. You agree to indemnify and defend Money Munchkids against all claims, causes of action, damaged, judgments, costs or expenses, including legal fees, attorney fees and litigation costs, which may in any way arise from you, your Childs, or your family’s use and participation within course activities.
  4. You agree to hold harmless, further release and discharge Money Munchkids or the owner of the facility in which Money Munchkids is being instructed at for any injury, loss, or damage arising out of you, your Childs or applicable family members presence regardless of which party is at fault.
  5. You agree to pay for all damages to the faculties used by Money Munchkids caused by you, your Childs or family member’s negligence, recklessness, or willful actions.
  6. You consent to the participation of your child within all activities related to Money Munchkids financial literacy course and agree on behalf of your child to all the terms and conditions of this agreement.
  7. By registering a child for Money Munchkids course you acknowledge that you represent and have legal custody of the child.
  8. In the event of an injury to the child you have registered for the course you give you temporary permission to Money Munchkids staff, employees, instructors, representatives, or agents to administer emergency medical treatment until trained/professional emergency personnel.
  9. In the event of an injury to the child you have registered for the course you give you temporary permission to Money Munchkids staff, employees, instructors, representatives, or agents to arrange for all necessary medical treatment for which you will be solely financially responsible for until you arrive.
  10. You agree to release and discharge Money Munchkids, its staff, employees, instructors, representatives, or agents of any and all liability for any injury, loss, or damage arising out of providing emergency medical treatment or arranging medical treatment in good faith of the wellbeing of you or your child during the time when you are not present or able to administer medical treatment or arrange medical treatments yourself.

Copyright, Ownership & Restrictions of Use

Money Munchkids respects all intellectual property of others and we ask our customers to do the same. You acknowledge that all designs, materials, information, communications, text, graphics, animations, illustrations, artwork, audio clips, video clips, photos, images, and other data or copyrightable materials, including the selection and arrangements thereof, provided or made available to you in connection with the course (collectively, the “Company Content”) are the proprietary works of us and are protected, without limitation, pursuant to U.S. and foreign copyright laws.

Except as expressly authorized by us or in these Terms, you may not copy, reproduce, publish, perform, distribute, disseminate, broadcast, circulate, modify, create derivative works of, rent, lease, sell, assign, sublicense, otherwise transfer, display, transmit, compile or collect in a database, or in any manner commercially exploit Company Content or the Services, in whole or in part. You may not “mirror” any Company Content or the Services in any manner. Any unauthorized or prohibited use of Company Content may subject the offender to civil liability and criminal prosecution under applicable federal and state laws.

You may download and print a reasonable number of copies of documentation provided or available in connection with the Company Content for noncommercial personal or educational use only and we grant you a limited, non-perpetual, revocable, nontransferable, non-assignable, non-exclusive, royalty-free license to access and utilize the Company Content for noncommercial personal or educational purposes while these Terms are in full force and effect; provided that (i) any permitted copies of documentation provided or available in connection with the Company Content contain, in an unmodified form, (a) all language designations contained in the materials originally provided to you by us indicating the confidential nature thereof and (b) all copyright or other proprietary rights notices contained in the materials originally provided to you by us and an original source attribution to us; and (ii) you will not modify of any of the Company Content except as approved by us in advance in writing.

You acknowledge that we, as applicable, hold all right, title and interest in and to all tangible and intangible aspects of the Company Content and the Services, including without limitation, all patents, copyrights and trade secrets pertaining thereto, and that, except for the limited rights set forth above, you do not acquire any intellectual property right or license in any of the foregoing by downloading or printing the Company Content or otherwise, including without limitation, by accessing or using the site, the Company Content or the Services. The rights granted to you herein are revocable by us in accordance with these Terms.

Trademark Policy

The trademarks, service marks, and logos (the “Trademarks”) used and displayed on any material provided during the course or on any Company Content are registered and unregistered Trademarks of Money Munchkids and are protected, without limitation, pursuant to U.S. and foreign trademark laws. Release of materials used during the course or rendering of the Services or otherwise should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the site or in connection with the Services, Company Content or Software, without the written permission of the applicable Trademark owner. We aggressively enforce our intellectual property rights to the fullest extent of the law. You may not use the Trademarks in any way without the prior written permission of the applicable Trademark owner.

Disputes

Any dispute arising out of or in connection with this contract shall, at first instance, be referred to a mutually selected mediator for resolution. The parties shall attempt to agree upon the appointment of a mediator, upon receipt, by either of them, of a written notice to concur in such appointment.

Should the mediation fail, in whole or in part, either party may, upon giving written notice, and within twenty-eight days thereof, apply for the appointment of a single arbitrator, for final resolution. The arbitrator shall have no connection with the mediator or the mediation proceedings unless both parties have consented in writing. All rulings by the arbitrator are final and both parties waive their right to seek a ruling beyond an arbitrator.

Both parties agree to share the cost of mediation and arbitration equally.

Entree Agreement

By registering your child for Money Munchkids course you agree to all sections and provision of this agreement. If any section or provision of this agreement is found unlawful it will not affect the validity of any other sections of this agreement.

Governing law

The laws of the State of California will govern these Terms of Use, as well as any claim that might arise between you and us, without regard to any conflict of law provisions.

For the purpose of litigating all such claims, you agree to submit to the personal jurisdiction, and that venue is proper in any court located in Los Angeles, California.

You agree to resolve any claim, cause of action or dispute you have with us arising out of or relating to these Terms of Use or Money Munchkids exclusively in a state or federal court located in Los Angeles, California.