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3 Tips To Financial Success

Financial security is important to so many people. With so much information about what sort of financial decisions to make it can be hard to figure out what to do. Well don’t worry we’ve boiled it down to 3 simple tips to help you get closer to financial success!Save at least 10% of your income.

1. Save at least 10% of your income.

We’ve all heard the phrase “pay yourself first”. They key come with actually doing it and figuring out how much to pay yourself. Setting aside  10% to 20% of your income is the most recommended but honestly anything is better than nothing. So if you don’t have the full 10%, say you only have 20$, put it what you can aside. A step closer is still moving you forward, even if it’s only a little bit.

2. Pay your credit card payments on time

Paying your credit cards on time can do wonders for your credit score. Even if you can only pay the minimum payment, make sure it is on time! Remember that when you only pay the minimum you end up paying more in interest.

Of course it’s always better to have no credit card debt at the end of the month but if you can’t [ay the balance in full, it’s best to pay more than the minimum, even if it’s only $5 more. It significantly helps your standing with the credit card companies which reflect on your credit score

3. Make sure you’re protected.

Most people done want to deal with insurance so it often gets put on the back burner.

However, when life happens it’s always better to have some insurance than none. We often forget the benefits when nothing bad happens and then kick ourselves when we need it the most. Don’t end up kicking yourself.

Start by looking at the type of insurance you should buy at every age. If you have a family, consider the three most important types to protect your family for years to come: disability, life, and long-term care insurance.